A Report to the Structural Engineering Institute of the American Society of Civil Engineers
Design Live Loads for Parking Garages provides a better understanding of parking garage live loads and recommends an appropriate value for design. Based on a load survey conducted in nine parking garages in Chicago and Champaign-Urbana, Illinois, and Cambridge and Boston, Massachusetts, statistical analyses were carried out of the Equivalent Uniform Distributed Loads (EUDL). These produce the maximum column axial loads and beam midspan moments that the building is expecting to experience during its lifetime. The dynamic amplifications due to vehicle motions on the decks and ramps were also investigated, and results suggest a possible reduction of the design live load from the current value of 50 psf, as stipulated in the ASCE-7 and Uniform Building Code, to 40 psf but with no allowance for reduction according to bay area.
Enhancing Federal Oversight of Internet Banking Activities : Report to the Chairman, Committee on Banking and Financial Services, House of Representatives
"This paper addresses significant gaps in existing knowledge about the Internet banking landscape. Using information drawn from a survey of national bank examiners, we find that while only 20 percent of national banks offered Internet banking in Q3 1999, these transactional Internet banks accounted for almost 90 percent of national banking system assets and 84 percent of the total number of small deposit accounts. All of the largest national banks offered Internet banking, but only about 7 percent of the smallest banks offered it. Among institutions offering Internet banking, large banks are more likely than small banks to offer a broad range of services on the Internet. Matching call report data to the examiner survey information, we also find that banks in all size categories offering Internet banking tend to rely less on interest-yielding activities and deposits than do non-Internet banks, and institutions with Internet banking outperformed non-Internet banks in terms of profitability. Excepted from the superior performance of Internet banks versus non-Internet banks are de novo Internet banks, which were less profitable and less efficient than non-Internet de novos. Projections based on banks' plans as of Q3 1999 indicate that 45 percent of all national banks will be offering Internet banking by the beginning of 2001. While most of the growth in new Internet banking will be due to small banks coming online, almost half of all national banks had no plans to offer Internet banking. Large banks have more aggressive plans to offer business Internet banking services in the future than small institutions"--Office of the Comptroller of the Currency web site.
Internet technology is rapidly changed, so in banking industry the use of computers in carrying out various day to day activities has been increased. The research focuses on the impact of e-banking or on line banking on the customers or bankers. The usage of this technology is to provide the various facilities to the customers like to reduce the cost, work efficiency, less time consuming, anytime usage etc. It also provides the facilities to the bankers also like to reduce the work burden, time saving, a large number of collection of data, less cost etc. But there are some challenges also as those customers who are illiterate, they can't the use of e-banking and some hackers generate the virus & stolen the pin numbers and misused the cards & cites. Thus total and proper knowledge of use of technology and carefully uses are necessary.
buku ini merupakan jabaran dari unit kompetensi Melakukan Komunikasi di Tempat Kerja dengan kode C.310010.021.01 pada SKKNI berdasar pada Keputusan Menteri Ketenagakerjaan Republik Indonesia No 72 Tahun 2016 tentang Penetapan Standar Kompetensi Kerja Nasional Indonesia kategori Industri Pengolahan Golongan Pokok Industri Furnitur Bidang Industri Furnitur Kayu Bagian Pendukung Proses Produksi.
buku ini merupakan jabaran dari unit kompetensi Melakukan Komunikasi di Tempat Kerja dengan kode C.310010.021.01 pada SKKNI berdasar pada Keputusan Menteri Ketenagakerjaan Republik Indonesia No 72 Tahun 2016 tentang Penetapan Standar ...
Pertama , jika indeks Islam dikeluarkan oleh suatu institusi yang bernaung dalam pasar modal konvensional , maka perhitungan indeks tersebut berdasarkan kepada saham - saham yang digolongkan memenuhi kriteria - kriteria syariah ...
